Welcome to a fresh approach to borrowing

We are a fully regulated and authorised credit broker and not a lender. Rates between 35.90% APR and 1294.00% APR. Your personalised APR may differ depending on your credit score and circumstances. Loan lengths from 1 to 36 months.* Loans are subject to application being approved by the lender. Not all lenders are able to provide up to £5,000. *Not all lenders can pay out the same day or in 15 minutes.
Representative Payday Example: Borrow £300 for 1 month. One total repayment of £366.89. Interest: £66.89. Interest rate: 292% pa (fixed).
Representative 1019.34% APR.
Representative Instalment Example: Borrow £1,250 for 12 months. 12 monthly repayments of £148.62. Total repayment £1,783.46. Interest: £533.46. Interest rate: 71.3% pa (fixed).
Representative 99.9% APR.

3 Simple Steps

We'll Look For A Solution For You

As a finance broker, we provide a simple and transparent service to help you find the loan solution that suits your needs. After you fill out our application form, we will search our panel to find you a loan in a couple of minutes and, if we do find one, we will take you directly to the lender’s page so you can go through their application process and get your funds.

Just to let you know, we do not work with every lender in the UK and we don’t pretend we do, so keep in mind that you might be able to find a better loan yourself. If we are not able to find you a loan, we may refer you to another broker who could ask you to pay a fee. We may also refer you to a different kind of solution, like a debt help service or a credit score company to help you get to a better financial position. We can’t promise we will find you a loan, but we do promise we will always do our best.

Find me a loan

Why is Mint Money different?

We don't just say we offer a fresh approach to borrowing. We make it a point to do things differently from your average loan broker.

No fees charged

Mint Money will never charge a fee to find you a loan.

Poor credit may not be a problem

We work with a wide panel of credit providers that can suit different needs.

Transparency is key

We provide a transparent loan brokerage service. No hidden fees, no confusion.

Compare the loans our lenders can offer

Payday loans

Our simple application form allows customers to access a large panel of lenders providing payday and installment loans to apply for a financial product that suits their needs. If it isn't possible to match you with one of our lenders, we may provide you with an alternative solution that we believe to be of interest to you. Please bear in mind that we are not a lender and we don't directly offer loans. There is absolutely no charge to use the service and during your application process you will be under no obligation to accept a loan.

Once you have filled out our online application form and clicked 'Apply', we run the details you provide to us through our panel of lenders and only a few moments later we will let you know whether or not you meet the lender's criteria. If you do, we will forward you to their website to complete your application directly with them. If your request is approved by them, you get your money directly from your lender.

APR stands for Annual Percentage Rate, which represents the cost of a loan over one year. APR can be helpful for customers to compare similar loans to see which is more suitable for them. The APR is a helpful tool for comparing loans, but the Total Cost of Credit is a very useful way to work out the total amount you will have to repay!

Instalment loans

We do not run any credit checks on you however most of our lenders will.

You can cancel your loan before it has been paid out by contacting the lender directly. If you change your mind after a few days or weeks, it will be down to the cancellation policy of the lender as to whether they will charge you to repay early and will depend upon how long you have had the loan for.

We can help you find between £100 and £5000. How much you can borrow will be specific to the lender that accepts your application.

Representative Example: Borrow £300 for 1 month. One total repayment of £366.89. Interest: £66.89. Interest rate: 292% pa (fixed). Representative 1019.34% APR.